Cash App lets you send and receive money with friends, family, and anyone else in the world through your smartphone. It’s free, easy to set up, and can be used anywhere, at any time.
But sometimes you may have issues getting paid through Cash App. For example, a Cash App payment was made but not received, and there could be a number of reasons for this.
Have you ever used Cash App to pay someone and gotten a message that the payment was finished, but the money hadn’t yet reached the recipient’s account? This can be annoying and confusing, especially if you were counting on those funds to pay for something important.
In this article, we’ll List the most common things that can go wrong with your Cash App payments and how to fix them quickly. To quickly fix the payment problem, all you have to do is read and follow the directions.
Cash App Payment Shows Done But Marks “Pending”
The problem could be that the bank’s computers aren’t replying to Cash Apps. Also, keep in mind that Cash App takes care of delayed direct payments within four to five business days.
If it still says “pending” after 4–5 work days, contact Cash App for help.
Why Did My Cash App Payment Finish, But I Didn’t Get The Money?
As we’ve already said, there are a few things that could cause a Cash App payment to be finished but the payment to still be waiting.
From an expired card to a scam alert, spam, a mistake, not enough money, a bad network link, and so on.
But in this article, I’ll list them and tell you how to solve them, so sit down and look through the pages of this book.
Insufficient funds
Most users make some kind of mistake when they make a transaction, which could lead to a payment that is still waiting.
It’s a good idea to always double-check the amount you want to send or receive. If you put in a larger amount, Cash App will automatically hold your payment until you have enough money.
To prevent this, make sure to check your Cash App balance often and only spend a small amount or the exact amount on your Cash App balance.
Poor Network Connection
As a tool that depends on the internet, Cash App needs to be connected to the internet at all times. When doing business in an area with bad network connectivity, “pending payment” could happen.
We suggest that before you do a deal, you find a place with a more secure network. This is probably a high place, like a staircase or a hilltop.
Server Break Down
Sometimes, the reason why a delayed payment hasn’t been received is because the server is down.
This actually means that you are not making the mistake. It could be that the service for the linked Bank account or Cash App is down.
But if you find out that the mistake is caused by a broken computer, you have no choice but to wait until the problem is fixed.
If a bank server goes down, your cash out may not come for a few days, even if you sent it on a work day.
Even though the problem with a broken server might only take a few minutes or an hour to fix, sometimes it can take days.
But if you’re not sure if it’s a server problem or something else, you can call your bank’s customer service on Twitter to find out. Or looking at the “DownDetector”
Exceeded Payment Limit
One way to get a “pending payment” mistake is to do a transaction after you’ve hit your daily limit. This will leave your transaction unfinished until the next day.
But you can stop Cash App from letting you do transactions when you’ve already spent all you can. To do this, verify your account by entering your full name, date of birth, and the last four numbers of your Social Security Number.
Until your account is approved, Cash App will only let you send a maximum of $250 per week and a maximum of $1,000 per month.
Typographical Error
If there is a mistake in the Cashtag or phone number of the person to whom you want to send money, the payment will fail or stay waiting.
Make sure to always double-check the information after you fill it in to make sure there are no typos.
Expired Debit Card
Credit cards and debit cards usually last for two to three years, and the date they expire is always written on the back.
If you try to make a payment with an outdated debit card linked to your Cash App, the transaction will be put on hold until you use a new card.
To prevent this, always use a credit or bank card that is up to date.
Detected fraud and spam
Once Cash App finds scams or strange activity on your account, it will stop you from doing some things in your account to keep it safe. In this case, Cash App will instantly stop the payment or mark it as “pending” for a few hours or days until they can make sure it’s not fraud.
Method of Payment
There are really only two ways to put money into Cash App: Standard Deposit and Instant Deposit.
Standard Deposits are free, but it takes a few business days to get the money. Instant Deposits cost 1.5% of each payment and are made instantly.
So, if you chose standard deposit during the transaction, you may see “Pending Payment” written on the screen. This means that it will take a few days to get to your bank account.
Cashing out on weekends
If you cash out your Cash App funds on the weekend or a holiday, it may take a few days for your money to come because banks are closed on those days.
What to do if a Cash App payment is finished but you haven’t gotten it
Get in touch with Cash App customer service.
After your payment is finished and marked “pending,” it should take at least two to three working days or more.
But if you think it’s taking too long, you can get in touch with their customer service on Twitter at @Cashappsupport.
Be Patient
When your Cash App payment is finished but hasn’t shown up in your bank yet, you need to be patient.
Since Cash App is more likely to fix the problem faster than thought. But if you think you need to take more steps, you can call Cash App’s customer service.
How long does a Cash App transaction take to finish?
Payouts through Cash App happen right away. If a payment shows up as “pending,” you might need to do something.
Making a purchase: Depending on the size and difficulty of the buy, making a purchase can take up to five minutes.
Paying someone: Cash App accounts can instantly send money to other Cash App accounts. But there are two ways to put money into Cash App: the Standard Deposit and the Instant Deposit.
Standard Deposits are free, but it takes a few business days to get the money. Instant Deposits cost 1.5% of each payment and are made instantly.
How long it takes for the money to move from your Cash App account to your bank account or card depends on which transfer method you choose. You can choose the Standard withdrawal, which takes between one and three work days, or the Instant withdrawal, which sends the money to your bank account right away.
Why is my Cash App payment taking so long to come?
When you use Cash App to pay someone, your payment is handled and sent to the person right away. When Cash App says that your payment is “pending,” it means that the person you sent money to has not yet gotten it. The recipient might not have accepted the payment yet, or the Cash App computers might be having trouble making the payment right now.
Conclusion
Now that you’ve read this article, you know why you might get a “pending payment” mistake after a Cash App payment has been made. We’ve also given you some options that will work for you.
I guess you should already know how to fix the problem by now. But if you have questions, you can leave them in the comments or contact Cash App for help.
FAQS
What happens when a Cash App payment fails?
If a Cash App payment fails, the money will be put back into your Cash App amount and can be used to pay for other things.
What should I do if I send a payment through Cash App to the wrong person by accident?
If you sent a payment to the wrong person on Cash App by accident, you should cancel it quickly before the person takes it or contact Cash App support for help.
What should I do if Cash App says a payment is complete but I haven’t gotten the money?
If your Cash App payment says it’s finished but you haven’t gotten the money, check to see if it was sent to the right person. If the payment was sent to the right person but the money hasn’t arrived, call Cash App support for help.
Suzan
Suzan was born in Los Angeles in 1969, and she grew up in the San Fernando Valley. She went to UCLA and got her BA in Social Welfare in 1992.
From 1999 to 2004, Weiss taught creative writing at The New School’s Eugene Lang College and as a visiting professor at Johns Hopkins’ Krieger School of Arts and Social Sciences. She has also taught at New York University, Columbia University, and the School of the Art Institute of Chicago.
She lives with her husband and two sons in Los Angeles right now.